DISCLAIMER AND NOTES: for the avoidance of any doubt, MMS Cash including but not limited to the overall project, the website, all its under development software including any future smart contracts and web and/or mobile apps (“MMS Cash”) as presented in this conceptual paper is a pure online decentralized software platform and it is not (not it is required to be) an active licensed or regulated or exempted financial, payment or digital asset service or VASP of any kind and in any jurisdiction. Any terminology used in this document, or on the website is intended only as a basic reference, without any effective or legal meaning of the same terms in a financial environment, and/or any other regulated framework. The MMS Cash (MMS Cash) is a strictly utility token in any jurisdiction and is not and can not be considered as a security or otherwise a regulated token of any kind, is not in any way e-money and/or a fiat or asset backed stablecoin, whether global or limited in scope. This document taken by itself is not, nor it can be construed as a contract, an investment contract or a contractual agreement of any kind, it is not a prospectus, term sheet, an invitation or offer to invest in MMS Cash, in any of its supported projects or in any directly or indirectly connected company or entity or acquire or use its token in any way with any expectation of future profit. Any user of the MMS Cash website and reader of this document expressly declares to have received appropriate technical, administrative and legal advice before and after reading this document and the website’s content and accepts that there is an inherent high risk in acquiring or using any kind of blockchain and/or crypto or digital token, platform, software or interface and acknowledges with full disclaimer for any of the persons or entities mentioned within this document or in any way directly or indirectly connected to the MMS Cash project, that there can be any kind of damage suffered, including total loss.